Followers

Search This Blog

Loading...

Thursday, January 7, 2010

4 Tips For Financial Planning




Financial planning, something we all know we need to do, but always put off to the future. Financial planning is hard simply because it requires financial discipline, which is difficult to have in this consumer society.

However, financial planning is very important because you want to retire one day, be financially stable in the event of an accident, or unexpected loss of a job. Financial planning will help you rest easy as you age.

The following tips will help get you in gear to start your financial planning. Once you have made financial planning part of your routine, it won’t seem so difficult. But getting your financial planning started can be the most difficult thing. These tips will help motivate you to make financial planning one of your main goals.

Financial Planning Tip #1 Pay off Debt

One of the biggest factors fighting against financial planning is debt, especially credit card debt. If something starts off as a small debt it turns into a big one simply because you were not paying off the debt. Financial planning means you have a plan and paying off debt should be the first goal of your plan.

Financial Planning Tip #2 Invest

Another financial planning tip is to invest. Financial planning means you are saving for the future in many cases, so you will want to take money you earn today and invest in the stock market, in bonds, IRAs, 4019k) or a mixture of all of the above. Saving your money with the help of financial planning will help money grow all on its own.

Financial Planning Tip #3 Spend Less than You Earn

This is tough for people to understand and often times what they resist most when they begin financial planning. This is because Americans always want what is bigger and better. Regardless, financial planning is more important than consumerism. Make spending less than you earn part of your financial planning.

Financial Planning Tip #4 Budget

A great financial planning tip is budgeting. You won’t be able to save unless you know what you spend. Make budgeting part of your financial planning and you will realize saving is not so hard.

Get more information regarding financial planning below,
Ernst & Young's Personal Financial Planning Guide (Ernst and Young's Personal Financial Planning Guide)The Complete Idiot's Guide to Success as a Personal Financial PlannerPracticing Financial Planning for Professionals , Practitioners' Version (10th Edition)Financial Planning Demystified

 

No comments:

Post a Comment

LinkWithin

Related Posts Plugin for WordPress, Blogger...

Message Here

Add Your Link Here, I will Visit You Regulary

Banner Nadilah @ Dila

MELAYUBESTARIKU2

Sharing

MelayuBestari : Berita Sana- Sini

Buka Mata

GENERASI PEJUANG BANGSA

Labels

1 December 2009 1 malaysia 1000 langkah sehari 11 September 2011 901 Free Anwar a killer air bag Adap Menyambut Hari Raya adap ziarah adil fitri Advice aging Agong ke 14 air bag Aircon Aizat AJL 2009 aktiviti cuti sekolah Al-Quran dibakar Allah ALOR GAJAH aman palestin Ambang 2011' Ambiga Sreenevasan amerika anak anak haram anak luar nikah anakgajah Anjing Pencuri Kasut anuar Ibrahim anwar ibrahim anwar ibrahim latest ceramah 2010 artis Awie Terima Kasih Ayam Azean Irdawaty baby eating badak sumbu badminto Bag udara Bahaya Jering bahrin banjir Bantal Peluk Barisan Nasional bas ekspress batu Belacan belanjawaan2011 Belut Masuk Pundi Kencing bencana dunia bendera malaysia Benjy berita berita kecantikan berita kemalangan berjaya bersedekah kepada anak yatim bersekedudukan biodata m.rajoli BioMalaysia2010 Biotechcorp bird nest bizarre blogging body art Bola Sepak Bola sepak Kelayakan OlimpikZonAsia bonds buah pinggang Buang bayi budget2011 Bulan Ramadhan burn cake cd chatting cheating in exam Chinese New Year cicak cikgu shida cikgu suraya ciri wanita climate change cuti sekolah 2009 DAP dataran merdeka kuala lumpur Dato Anuar Ibrahim dato harun din Dato Hassan Ali Dato Najib isytiharkan melaka maju2010 Dato Najib Tun Razak Dato Siti nurhaliza Datok K Datuk Sosilawati Lawiya Daulat Tuanku Deepavali 2011 depavali dera diabetes diabetis Diwali djengkolic asid doa akhir awal tahun Ekspo Beli Barangan Malaysia 2011 ekspress senandung timuran Elak Makan Di Meja Kerja Environmental Friendly Practices At Home Erni Dekritawati Yuliana Buhari Escalator Faizal Yusof meninggal dunia faizal yusop festival of lights Financial Planning Fitness and Diet FMM fomca food Friendlyatheist funny Gabenor Negara Gay Sec gempa bumi Gereja gigi sensitif gila seks gunung berapi guru guru kafa H1N1 Malaysia Haji Bakhil Bin Kedut Hajjah Siti Al Wuzara hani mohsin Happy AIDS Day Happy New Year Happy New Year 2010 Hari Ibu Haram Hari Pekerja 1 Mei 2011 hari pengguna 2011 Harimau Malaya Hell hematuria hosni mubarak Hospital Sultanah Aminah Ibrahim Ali indentiti makcik hajjah siti al-wuzara Indonesia Info kesihatan internet internet advice Investment iron man islam isreal Isteri curang isteri gersang JAIS jakim jalani misbun jalur gemilang jantung Japanese jatuh bilik air Jogging Sambil Curi Coli John Harwood Hick Johor jordan jual rambut bayar hutang kabah kacang soya Kalimah Allah Kampen Kurang Gula kanta Kapit Jering Karam Singh Walia kartun politik Katy Lim Li Lian kemalangan ngeri Kementerian Penerangan Komunikasi dan kebudayaan 2012 Kementerian Perdagangan Dalam Negeri Kenangan DiBulan Ramadhan kencing berdarah kepala badak sumbu Keputusan Pilihanraya Kecil Tenang keputusan upsr kerengga keretapi tanah melayu berhad kerja kotor kesan suami curang Ketidakseimbangan Gula Dalam Darah kg pandan kisah artis kisah tauladan KL KLCC Komen Anda kondom Kongres Nasional Parti Keadilan Rakyat Koperasi dan Kepenggunaan kopi tahi musang KPDNKK kreatif ktmb kuih gunting kuih raya kuih siput kutuk Allah Kutuk Pengetua Labu Labi lady gaga falls down lagu bola malaysia harimau malaya lahir bayi dalam tandas lawak Lawak Hari Ini Leonardo da Vinci leptospirosis libya Lim Guan Eng lose weight lubang tandas lucah lucy McRae Luwack coffea m.rajoli meninggal maal hijrah2011 peringkat kebangsaan Madah Bercinta Mak Nyah makam nabi muhammad Makcik Hajjah Siti Al-Wuzara make decision Make money from hair Malaysia Broadband War malaysia politics Malaysia vs Bahrin 2011 Malaysian Apostate mancis mandul Manusia Sampah masalah jantung matahari Maulidur Rasul 2010 mekah Melaka Maju 2010 melayu Mengelakkan Kecurian Kereta Merry Christmas Mesin Paling Hebat Didunia mesir mobile banking monkey man Motivation muaturun retro murtad mutual fund mvp nabi sulaiman Namewee obama P Ramlee pakar kecantikan PAP PAS Pathmanabhan pekak badak Pelancongan Gay pelanggaran Pelatih PLKN pelik tapi benar pembentungan Pen Spinning penang Pencuri Troli pendidik Pengemis Pengistiharan Melaka Maju 2010 penyakit bawaan tikus Penyakit Umat peranchis perayaan diMalaysia perayaan tradisi pergolakan politik Perhimpunan Bebas Anwar 901 perhimpunan bersih 2 Peringatan Personal Motivation pertandingan mewarna Petua Rumah Petua.khasiat bawang putih Petua.putus cinta photos piala dunia 2014 Piala Kelayakan Dunia Peringkat Asia Piala Thomas2010 pin girl PKR pluralisme agama politik Poor Old Man falls down Program Mukhayyam Program Skim Bantuan 1 Malaysia Program Transformasi Kedai Runcit pwtc rawatan selulit selulit relationship renungan untuk semua Resepi resulation Revolusi politik rina rahman rogol roslin hashim sajak Salam Maal Hijrah 2010 Sambutan Tahun baru 2012 santa claus scammers sedekah jariah sejuk melampau seks seks bebas Selamat Hari Natal Selamat Menyambut Hari Raya Idul Adha 2010 Selamat Menyambut Maal Hijrah 143 Selamat Pengantin Baru selamat tahun baru 2011 selamat tinggal 2010 Selayang Baru sentul senyum raihan seo seterika sidang video SIngapura siti nurdiana siti nurhaliza senyum Skim Harga Musim Perayaan skmm snowbird Spam Email span Sperma spongebob sprm Statistik Penceraian suami curang Suami lumpuh isteri berseronok Sultan Abdul Halim Muadzam Shah Sultan Kedah sumbang mahram Suruhanjaya Pencegahan Rasuah Malaysia syafiah Tahun Baru 2011 tahun baru cina Takzirah Tan Sri DatoUngku Dr. Zeti Akhtar binti Ungku Abdul Aziz Tanah Melayu Tazkirah tekanan darah tinggi tenaga boleh diperbaharui Terima Kasih Tersepit Tip elak kebakaran tip Mengekalkan persahabatan Tip motivasi diri tip perjalanan balik kampung tip rambut Tip Semasa Bersahur Tips Tokoh Maal Hijrah Tolong ingatkan ku Tragedi Tanah Runtuh Ulu Langat Train in Malaysia tren keretapi TUKAR Tumor tv3 ubah wajah ubat kurap Udang goreng tepung Udo Omar Ulam Jering Underwater Photography University of Toronto upsr ustaz asri rabani utusan malaysia wallpaper Wallpaper Hari Raya Aidil Fitri 2011 wan azizah wan cek daud Warga Emas Yahudi ziarah raya zina